You should use ideally use only reputable car insurance companies, and on the test to establish this is to also look at the breadth of their business, for instance, you could check if they also have a life insurance business. To reduce the premium further, consider following the 6 simple tips below.
Car Insurance Quotes Tips
1. First Tip – Raise Your Deductibles
“Insurance Deductibles” is the amount of claim under any insurance policy that you must pay before the insurance company pays anything. Some experts often say that raising your deductibles from $100 to $500 could reduce your premium by 10 to 20% and raising them to $1000 could reduce your premium further by 25 to 30 %.
2. Second tip – Drop the collision and comprehensive cover if you have an older car
If your car is old, it may not be worth repairing, as it is highly likely to need replacing in the event of a collision so you should ideally think twice before paying over the odds for your car insurance in that event.
3. Third tip – Comparison Shop
As I wrote at the beginning of the article, not all websites which provide cheap car insurance quotes online are created equal, so ideally you should try a couple.
4. Fourth tip – Drive Safely
Accidents can dramatically increase your premium and your car insurance company could also cancel your policy.
5. Fifth tip – Good Credit Score
You should ensure that you have a good credit score to have a fair chance of cheap car insurance quotes. Make sure that you access your credit report, correct any invalid entry and of course try to pay your bills on time.
6. The sixth tip – Get car insurance quotes before buying a car
You should obtain a new vehicle insurance quote before buying a car, for the simple reason that car insurance quotes premium vary according to car sizes and types. For instance, sports cars and more expensive classic car insurance quotes will invariably have higher premiums